Pay-off your mortgage sooner with a better deal

Taking out a new mortgage to repay an existing loan is a great way to get a better interest rate and pay off your mortgage sooner. Or you may need to refinance because your situation, personal or financial, has changed. Either way, we’re here to help.


Refinancing is a smart way to manage your money because you’re likely to get a better deal. Or unlock some equity in your current property, for that renovation you’ve been thinking about.

When refinancing you have the option to increase, decrease or keep the loan amount the same, and this is usually determined by your circumstances, your goals and what you’re hoping to achieve with refinancing.

Plus, there’s the option for debt consolidation when refinancing, and because home loan rates are lower than credit card rates, this will make your repayments simpler and reduce the interest owed.

Quite simple, really

The good news is, it’s often easier to refinance as lenders will handle most of the process once you’ve been approved, making it relatively straightforward compared to securing your first mortgage. You can stay with the same lender, or change to a different one altogether if there are better options available. The important thing is that you go with a lender that gives you everything you need.

How does refinancing work?

The first step is to check the costs with your current lender. Then we compare the loan products available to see if there’s a better deal available for you. This can take a lot of time and can be like comparing apples to oranges. But, we know exactly where to look and how to negotiate on your behalf. We take you through the application process step by step, making it easy and stress-free.


This is your moment. Take the first step to reaching your goals.

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